, , S, , .
S S (. .2).
, , ( ) S.
() D ,
D = S - P. (6)
:
- ;
- () .
, . S=P(1+ni), -
P = S / (1 + ni). (7)
S . , .
4. 90 1 000 000 . 20% ( ). .
:
S = 1 000 000 .,
n = t/K = 90/360,
i = 0,20 20%.
P =?
.
1- . . (7) (6):
=S / (1 + ni) = 1 000 000 / (1+0,20*90/360) = 952 380,95 .,
D=S - = 1 000 000 - 952 380,95 =47 619,05 .
2- . Excel (6) (7), .7.
. 7. Excel
3- . Excel. Excel .
( ) , ( ) , , .. () .
, d. , :
(8)
, ,
D = Snd,(9)
P = S - D = S - Snd = S(1 -nd) = S(1 (t/K) d) (10)
(1-nd) . . , 360 .
5. 90 1 000 000 . . 20% ( 360 ). D P.
|
|
:
S = 1 000 000 .,
n = 90 ,
d = 0,20 20%.
D =?, P =?
.
1- . .
(9)
D = Snd = 1 000 000 *(90/360) * 0,2 = 50 000 .
(10) , :
P = S - D = 1 000 000 - 50 000 = 950 000 .
2- . Excel (9) (10). . 8.
. 8. Excel
3- . Excel. Excel .
- ( 1 ), , . , .