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V. 3- .




 

What do rates of exchange between currency depend on?

4

I. . ,

(. 1).

 

1. He must have forgotten about his promise.

2. The economic situation seems to be getting worse.

3. We expect new types of computers to be installed in banks.

 

II. . () (. 2).

 

1. The goods sold by this firm are of high quality.

2. Some TV programs being not interesting, people prefer watching musical shows.

3. Growing poverty of population is a cause of many diseases.

 

III. . , (. 3).

 

1. If you borrow money from a bank you will have to pay interest.

2 If they followed bank recommendations unemployment would increase greatly.

3. If he had read this advertisement he would have bought this thing.

 

IV. 1- 5- . 1,2,3,4 .

BANKS IN GREAT BRITAIN

1. The safest place to keep your money is a bank. The most widely used type of account in Britain is a current account. You can pay in money received in any form and then draw it out when you need it by using your cheque book. Payments to other people can be made by writing out cheques in their name. If you want to draw out cash for yourself, make the cheque payable in your own name.

2. When you pay a cheque into your account no one knows that it is definitely going to be paid. In fact, it may take up to a week before your bank actually receives the money. During this time, the cheque is uncleared and money cannot be drawn against it, unless your bank agrees to let you do so.

3. Most banks in Britain don't make charges if you keep more than a certain amount of money in your account. However, you shouldn't overdraw on your account without the bank's permission. If you borrow money from the bank there will bean interest charge. You will also have to pay a small charge to convert foreign currency paid into your bank.

4. When you have established yourself as a satisfactory customer with the bank they can issue you with a cheque card. This is an identity card which guarantees that your cheques will be honoured by the bank. A cheque card can be very useful as many shops will not accept a cheque unless it is backed by a cheque guarantee card.

5. Many banks provide dispensing machines, generally set in the wall of the bank outside where you can draw cash when the bank is crowded or closed. Provided you are a satisfactory customer the bank can issue you with a cash card which allows you to use these machines.

 

:

uncleared cheques - ,

to be in interest charge - .

to backed by - .

 

V. 5-

 

What are cash cards used for?

5

I. . , (. 1).

 

1. The shareholders expected the profit to be distributed at the end of the year.

2. The manager believes the terms of payment to be acceptable.

3. The goods are likely to arrive in a month.

 

II. . () (. 2).

 

1. Many new industrial enterprises producing mainly consumer goods will be put into operation in our country.

2. We expect to receive all the materials ordered during the first half of the year.

3. Consumer goods production has increased considerably, more fabrics, knitwear being produced.

 





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