, () . cashflow (CF), . :
1) t = 0 t = 0, 1... ;
2) ;
3) (payment ).
(annuity), , . , 2 . . 10 10- . , . : 1) () 2) n , .. ( ) , 3) / , 4) m .
, ( ) , , . ( , , ""), . (a defferred annuity) .
, (an annuity due).
n .
, . . 3, i = 20% FVA5 = 14,88 . .
n- (t = 0). .
(. .5) :
4.
t = 0, .