. , , , , . , 20 100 . , , 65 . , , ( ) , 65 . . , 100 ., 2,857% 45 . (real future value).
=100 .1,0285745 = 355 .
. (nominal future value), 8% :
FV 45 = 100 . 1,0845=3192 .
, 45 , 5% :
45 = 1,0545 = 8,985
, , :
FV= | = | 3192 . | = 355 . | |
8,985 |
. , 100 . ( 20 ) 45 , , , 65 , 355 . .
, (355 .).
1. .
2. .
, .
4.10.2. : 1
10 , , . 15000 . 5% . 8000 . 8% , , ? 8000 . ( 8% ) , :
FV 8 = 8000 . 1,088 = 14807 .
14807 . 15000 ., , 8000 . , . . , , . , 5% , 15000 . 1,058, 22162 . , 14807 . , .