(risk assessment) , , . , . , , . , . ? "
, , , . . ( ) ~ , . , .
, , , , . , , , .
10.3.3.
(risk-management techniques).
. .
(risk avoidance) . , - - , , . . , , , . .
(loss prevention and control) , . , , , . , , , , , . "" , , .
(risk retention) . , , . , . , . .
(risk transfer) . - . : ' , , , - .
: , . 10.4 11.