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CURRENT STATE OF THE DEPOSITORY SERVICES MARKET AND WAYS OF DEPOSIT POLICY IMPROVEMENT IN TERMS OF FINANCIAL CRISIS
This article is about commercial bank deposit policy - a strategy and tactics to attract bank funds of depositors and other creditors and determine the most effective combination of these sources. Optimization of the bank deposit policy - not an easy task during its solution must take into account a number of aspects, from the macroeconomic to the microeconomic (individual bank level) indicators.
, , , .
2008 . 8,9% 21,9%, 6,3% 12,8%, [2].
, ( , ) , 18-24% 7-15% (. 1).
1
. USD
2008 .
., % | USD, % | |||||
23,9 | 14,8 | |||||
23,7 | ||||||
Home Credit Bank | 22,15 | 13,9 | 1 500,00 | |||
10,7 | 1 000,00 | |||||
8,5 | 2 000,00 | |||||
Universal Bank | 5 000,00 | |||||
1 000,00 | ||||||
20,5 | 13,5 | 1 000,00 | ||||
VA | 20,5 | 12,3 | 1 000,00 | |||
20,3 | 12,95 | 1 000,00 |
: [3]
- , . , , , , 18-23% , 7-14,4% .
|
|
. 1,43 , , (. 1).
. 1. 1 , .
: [3]
, - . , , . , . , , , .
- . . : , , // . - 4.- 2003 - . 2-6.
- . - [ ]. - : http://www.bank.gov.ua.
- . - [ ]. - : http://www.ukrstat.gov.ua
:
Author | Subject of the report /the supervisor |
Tetyana Khoruzhaya, Bachelor's degree, 4 year Taras Shevchenko National University of Kyiv | Current state of the depository services market and ways of deposit policy improvement in terms of financial crisis (N. Versal PhD) |
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