| Preliminaries | |
| How are you getting on? | ? |
| How is business with you? | ? |
| How is your company doing? | ? |
| How was your flight? | ? |
| Where are you staying? | ? |
| I haven't seen you for ages. | . |
| I hope everything is OK, isn't it? | , , ? |
| Is this your first visit to...? | ...? |
| You like..., don't you? | , ? |
| How do you like the weather today? | ? |
| The weather is wonderful/fine. | |
| It's nice, isn't it? | , ? |
| What a lovely/marvellous day! | ! |
| terrible | |
| mild | |
| cold | |
| chilly | |
| hot | |
| windy | |
| stormy | |
| foggy | |
| wet | |
| It looks like raining. | , . |
| It's raining cats and dogs. | . |
| It seems to be clearing up. | , . |
| We have had a lovely summer. | . |
| We have had no summer at all. | . |
| What is the weather like in... now? | ..? |
| How is your family? | ? |
| Have you had a holiday this year? | ? |
| Where did you spend it? | ? |
| Did you enjoy your holiday? | ? |
| Shall we get down to business now? | ? |
| The point /the question/the problem is... | , ... |
| I would suggest... | ... |
| I would like to remind you that... | , ... |
| Telephoning | |
| Mr. Brown's office here, can I help you? | - , . |
| Who's calling, please? | ? |
| This is... | .. |
| Could I speak to...? | ... |
| Hold on, please. | . |
| Just a minute/moment, please. | . |
| 'Ill see if he is in. | , . |
| I'm afraid he is in conference at he moment. | . |
| I'm afraid he is in a meeting. | . |
| I'm afraid he isn't here. | . |
| I'm afraid he isn't free. | . |
| I'm afraid he isn't available. | . |
| I'm afraid he's busy on another line. | . |
| I'm afraid he has a visitor. | . |
| Sorry to have kept you waiting. | , . |
| Could you call in an hour? | |
| Can I take a message? | - ? |
| What's your number, please? | ? |
| Where can he contact you? | ? |
| I'm putting you through. | . |
| Speaking. | . |
| Thank you for calling me. | . |
| to phone/to telephone/ | - |
| to ring up to/to call somebody | |
| to dial a number | |
| receiver | |
| to leave a message | - - |
| wrong number | |
| I'm sorry you have rung the wrong number. | , . |
| Sorry for disturbing you. | |
| The line is engaged. | |
| Market | |
| goods/commodity/product | |
| goods/commodities/products | |
| to sell | |
| to buy/to purchase | |
| purchase of something | - |
| seller | |
| buyer/customer | |
| a bulk buyer | |
| to supply something | - |
| supplier | |
| the regular customer | |
| wholesaler | |
| retailer | |
| agent | |
| principal | |
| associate | |
| representative | |
| subsidiary | |
| trade | |
| Trade Association | |
| foreign trade | |
| home sales | |
| to import | |
| imports | |
| importer | |
| to export | |
| exports | |
| exporter | |
| to be the sole exporters of something | - |
| company | |
| joint-stock company | |
| on the market | |
| on the world market | |
| on the British market | |
| to develop new markets | |
| to launch a product on the market | - |
| to enter the market | |
| to introduce something onto the market | - |
| to sell well | |
| to be in demand | |
| to find a ready market | |
| to be in the market for some goods | - |
| to be interested in some goods | - |
| to require/to need some goods | - |
| requirements/needs | |
| to be in need of something | - |
| to be in urgent need of something | - |
| to meet somebody's requirements | - |
| to stock a product | / |
| to hold/to carry a stock of a product | |
| to do business/to cooperate with somebody | - |
| Enquiry | |
| enquiry/inquiry for something | - |
| to make an enquiry | |
| to send/to forward an enquiry | |
| to study/to consider/to examine an enquiry | |
| to reconsider/to reexamine an enquiry | |
| to ask for/ to request a price-list | |
| catalogue | |
| brochure | |
| booklet | |
| prospectus | |
| leaflet | , |
| sample | |
| Please could you send us | |
| details of something advertised | ..., |
| by... | ... |
| Our company specializes in... | ... |
| We are interested in... | ... |
| You were recommended to us by... | .. |
| Please send us your offer by return mail. | . |
| We look forward to hearing from you very soon. | . |
| Offer | |
| offer of/for something quotation of/for something | - |
| to make an offer | |
| to send/to forward an offer | |
| the goods offered | |
| to accept an offer | |
| to decline an offer | |
| to withdraw an offer | |
| the original offer | |
| detailed offer | |
| Please find enclosed herewith our offer. | . |
| Our offer is valid till... | ... |
| We have studied your offer and... | ... |
| Your offer suits us and... | ... |
| We are prepared to make an | |
| order or a contract with you... | ... |
| Order | |
| Order No... | |
| large order | |
| small order | |
| official/formal order | |
| repeat order | |
| trial order | |
| The total amount of the order is... | ... |
| to confirm the acceptance of the order | |
| formal confirmation of the order | |
| to fulfil/to execute an order | |
| under Order No... | |
| the position/progress of the order | |
| the balance of the order | |
| to be in full conformity with the order | |
| = to be in strict accordance with the order | |
| = to be in line with the order | |
| in final execution of the order | |
| to cancel an order | |
| to cancel an order in whole | |
| to cancel on order in part | |
| to withdraw an order | |
| Contract | |
| draft contract | |
| contract form | |
| contract for some goods | - |
| to negotiate a contract | |
| negotiation on a contract | |
| to prepare a contract | / |
| to make/to conclude a contract with somebody | - |
| to sign a contract | |
| party to a contract | , |
| Messrs.... hereinafter referred to as the Sellers on the one hand and | ..., , |
| Messrs.... hereinafter referred to | ..., |
| as the Buyers on the other hand have concluded the present Contract on the following:... | , :... |
| subject of a contract | |
| clause/article/provision of a contract | |
| value of a contract | |
| total value of a contract | |
| validity of a contract | |
| terms and conditions of a contract | |
| wording of a clause | |
| obligations/undertakings/ commitments | |
| specification | |
| to form an integral part | |
| to state/to specify/ | |
| to provide for/to stipulate in the | |
| contract | |
| to amend a contract | |
| to make/introduce amendments in a contract | |
| to infringe/to violate a contract | |
| infringement/violation of a contract | |
| slight infringement | |
| gross infringement | |
| to cancel a contract | |
| Terms of delivery | |
| fob (free on board) | ( ): , / |
| cif (cost, insurance, freight) | (, , )' , |
| c&f (cost and freight) | ( ) , |
| free on rail | /: , |
| ex works | : , |
| to deliver goods on fob terms | |
| to deliver goods fob London | |
| The goods are to be delivered fob London. | . |
| The prices are understood fob London. | . |
| The price is... fob London. | ... . |
| Prices | |
| current price | |
| good/low price | |
| competitive price | |
| non-competitive price | |
| high price | |
| at the price of... per... | ... ... |
| price-list | |
| to give the idea of the price | |
| to calculate a price | |
| to quote a price | |
| to confirm a price | |
| to change a price | |
| to revise a price | |
| to cut a price | |
| to agree on/about the price | |
| to accept a price | |
| to raise/to increase a price | |
| rise/increase/advance in prices | |
| difference in prices | |
| to reduce the price by...% | ...% |
| to reduce the price to GBP... | ... . . |
| to give a discount of...% off the price | ... % |
| quantity discount | |
| prices are based on- | ... |
| prices are subject to revision | |
| to finalize a price | |
| to include something into the price | - |
| to deduct... from the price | - |
| deduction from the price | |
| prices are going up | |
| prices are going down | |
| prices have gone up | |
| prices are fluctuating | |
| upward trend in prices | |
| downward trend in prices | |
| Execution of a contract | |
| to execute /to fulfil/ to carry out/to perform a contract | |
| execution/fulfilment/ performance of a contract | |
| under Contract No... | ... |
| in accordance with Contract No... | . |
| to observe all the terms and | |
| conditions of a contract | |
| in due course | |
| in the course of the execution of a contract | |
| consignment/lot/cargo/shipment | |
| to deliver goods | |
| to ship/dispatch goods | |
| to ship goods in... lots | .. |
| of... tons each | .. |
| to ship goods in the time | , |
| stipulated by the contract | |
| to load goods | |
| to unload goods | |
| partial shipment | |
| prior shipment | |
| timely shipment | |
| overdue shipment | |
| complete shipment | |
| delay in shipment | |
| The delay occurred through | |
| no fault of ours. | . |
| to delay shipment | |
| to suspend shipment | |
| to speed up/to expedite/ to accelerate shipment | |
| port of loading | |
| port of unloading | |
| port of destination | |
| shipping documents | |
| air waybill | |
| bill of lading | ( ) |
| railway bill | |
| receipt | ; ; |
| clean bill of lading | ( - ) |
| claused/dirty bill of lading | |
| during the transportation | |
| to complete the execution of a contract | |
| to fail to execute the contract in the time stipulated by... | , ... |
| to make a claim on somebody because of something | - - - |
| to make a claim for GBP... | ... . . |
| dissatisfied party | |
| responsible party | - |
| to study a claim | |
| to decline a claim | |
| to settle a claim amicably | |
| Payments and trade finance | / |
| to make/to effect payment | |
| to guarantee/to secure payment | |
| terms of payment | |
| manner /method/ mode of payment | |
| letter of credit | : , |
| collection | : , / |
| open account | : , , |
| to pay by a letter of credit | |
| to pay for collection | |
| to pay on an open account | |
| to pay cash against documents | |
| payment in cash | ( ) |
| to open/to issue a letter | |
| of credit in favour of somebody | - |
| to fail to open a letter of credit in | |
| the time stipulated by... | , ... |
| issuing/opening bank | , |
| to draw... from a letter of credit | / ... |
| documentary letter of credit | : |
| revocable letter of credit | : |
| irrevocable letter of credit | : |
| confirmed letter of credit | : , |
| divisible letter of credit | |
| transferable letter of credit | , |
| validity of a letter of credit | |
| to extend the validity of a letter of credit | |
| draft | : |
| sight draft | , |
| to pay by drafts | |
| to issue drafts | / |
| to present drafts | |
| to honour drafts | |
| to dishonour drafts | |
| to accept drafts | |
| to accept | - |
| to extend/to grant a credit | |
| to buy on credit | |
| to pay by installments | |
| advance/down payment | |
| to pay in advance | |
| overdue payment | |
| outstanding invoice | |
| to adjust payment | |
| to transfer/to remit the sum of... | .. |
| transfer/remittance | |
| proceeds | |
| to pay by a bank transfer | |
| for somebody's account = at | - |
| somebody's expense | |
| to credit somebody's account | |
| with the sum of... | ... ( ... ) |
| to debit somebody's account with | |
| the sum of... | ( ... ) |
| to add the sum of... | |
| to deduct the sum of... | ... |
| settlement | |
| in full settlement | |
| to finance trade | / |
| to finance projects | / |
| to finance overseas transactions | / |
| Insurance | |
| to insure goods with an insurance company | |
| Lloyd's == Society of Lloyd's | : , 1688 / Edward Lloyd , , . . |
| to insure goods for the sum of... | ... |
| to insure goods for somebody's account | - |
| to insure goods against war risks | |
| marine risks | |
| fire | |
| breakage | |
| damage | |
| force majeure | -: (, , , , . .) |
| cost of insurance | |
| insurance policy | |
| insurance certificate | |
| insured goods | |
| insurance compensation | |
| insurance broker/agent | |
| insurer | |
| insured | |
| premium | |
| Balance sheets and accounting | |
| balance | , |
| balance with the Central Bank | |
| balances with other banks | |
| balance sheet | : , ( , ) |
| consolidated balance sheet | : |
| assets | : , , , , , |
| liabilities | : /, , , , , , .. |
| receivables | |
| items of a balance sheet | |
| cash in vaults | |
| cash due from banks, companies etc. | , .. |
| earnings | |
| to earn interest | |
| to pay interest | |
| interest paid | |
| interest earned | |
| interest charged | |
| to retain | , |
| retained earnings | , |
| retained profit | |
| to make/to earn a profit | |
| equity | , |
| share | , , - . |
| ordinary share | : , , , |
| preference share | : , ( % ) , |
| stock | , , |
| shareholder/stockholder | |
| to invest | |
| investment | |
| return on investments | |
| to record transactions | |
| the amount of... | ... |
| to amount to GBP... | ... . . |
| Our expenses amount to... | ... |
| income | |
| net income | |
| net income per share | 1 |
| worth | |
| They hold 2 billion dollar | |
| worth of securities. | 2 . . (. 1.=1.) |
| to increase/to rise/to go up | |
| increase/rise | |
| increase of 10% over the | 10% |
| previous year | |
| fee and commission earnings | |
| fee and commission charges | |
| costs | |
| staff costs | |
| to reduce costs | |
| The costs increased by...%. | ... % |
| debt | |
| bad debt | (, ) |
| doubtful debt | |
| provisions for bad and | |
| doubtful debts | |
| depreciation | |
| depreciation on assets | |
| depreciation on premises | |
| Banking | |
| to provide/to offer various services | |
| a variety of services =a wide range of services | |
| services provided/offered by banks include... | , , ... |
| wholesale banking | : - |
| wholesale bank | |
| retail banking | : |
| retail bank | |
| corporate banking | , , |
| private customer banking | |
| customer-tailored services = cus | , |
| tomer-oriented services | |
| deposit | , |
| deposit taking | |
| to take in deposits | |
| advising bank | |
| to advise | , |
| advice | , |
| credit-advice | |
| debit-advice | |
| to negotiate documents | , -- |
| negotiable | , |
| non-negotiable | , |
| without recourse | : , |
| to protect buyers and sellers | |
| to guarantee payment | |
| bank guarantee | |
| first class bank guarantee | |
| loan | |
| to extend/to grant a loan | / |
| to repay a loan | |
| syndicated loan | ' , , |
| loan capital | /- |
| to borrow | |
| borrower | : , |
| to lend (lent, lent) | |
| lender | , : , |
| lending rate | : |
| to establish correspondent | |
| relations with... | ... |
| to run an account | |
| overdraft | : , ; |
| credit | : , |
| credit policy | |
| credit officer | |
| credit risks | : |
| credit risk analysis | |
| to assess credit risks | |
| to assess a bank's performance | |
| to manage assets | |
| assets under management by... | , ... |
| to manage money | |
| to manage investment portfolio | ( , , ..) |
| to manage resources | |
| money market transactions | - |
| capital market transactions | |
| to handle commercial papers | |
| to handle government bonds | |
| to handle foreign exchange | |
| Foreign exchange | |
| trading | : |
| trading floor | |
| floor trader | , |
| foreign exchange dealing | : |
| foreign exchange market | |
| rate of exchange | |
| rates go up | |
| rates go down/fall | |
| to fluctuate | |
| fluctuations | |
| exchange rate fluctuations | |
| to adjust exchange rates | |
| adjustment | |
| boost/advance/gain | () |
| the rally of the pound | |
| quotation | , , ( ) |
| to buy arid sell currency | |
| demand for a currency | |
| delivery | |
| delivery notice | / |
| delivery risk | |
| spot | |
| settlement | |
| Taxes | |
| taxation | |
| taxation system | |
| income tax | |
| property tax | |
| inheritance tax | |
| corporation tax | |
| capital gains tax | |
| value added tax (VAT) | |
| taxable | |
| liable to tax | |
| taxable income | |
| taxable profits | |
| tax rate | |
| income tax rate | |
| standard rate | |
| small companies tax rate | |
| marginal rate | |
| allowance/relief | |
| to be tax exempt | |
| tax exemption | |
| to charge/to levy taxes | |
| tax return/declaration | |
| Inland Revenue |
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