. : , , , . 1 .
1. . :
. (2.1)
S , .
k , .
5% (R1=20%). , 25%.
0,1% , 140 709 * 0,001 = 140,7 .
( 1) ( 2).
1 Excel 2010 (. 2.1).
2.1
( 1), .
̳ | *, % | ||||
98 496 | 8 208 | 2 052,01 | 10 260,03 | 25,0% | |
90 288 | 8 208 | 2 069,11 | 10 277,13 | 27,5% | |
82 080 | 8 208 | 1 983,61 | 10 191,63 | 29,0% | |
73 872 | 8 208 | 1 785,25 | 9 993,27 | 29,0% | |
65 664 | 8 208 | 1 466,50 | 9 674,53 | 26,8% | |
57 456 | 8 208 | 1 283,19 | 9 491,21 | 26,8% | |
49 248 | 8 208 | 1 284,56 | 9 492,58 | 31,3% | |
41 040 | 8 208 | 1 070,46 | 9 278,49 | 31,3% | |
32 832 | 8 208 | 815,33 | 9 023,36 | 29,8% | |
24 624 | 8 208 | 611,50 | 8 819,52 | 29,8% | |
16 416 | 8 208 | 441,87 | 8 649,89 | 32,3% | |
8 208 | 8 208 | 246,92 | 8 454,95 | 36,1% | |
98 496 | 15 110,29 | 113 606,59 |
2. ():
(2.2)
r , .
, , 9 083,62 . , , . :
(2.3)
r , .,
r , .
(. 2.2).
2.2
( 2), .
̳ | *, % | ||||||
98 496 | 7 309 | 2 052,01 | 9 361,50 | 0,00 | 9 361,50 | 25,0% | |
91 187 | 7 462 | 1 899,73 | 9 361,50 | 189,97 | 9 551,47 | 27,5% | |
83 725 | 7 617 | 1 744,27 | 9 361,50 | 279,08 | 9 640,58 | 29,0% | |
76 108 | 7 776 | 1 585,58 | 9 361,50 | 253,69 | 9 615,19 | 29,0% | |
68 332 | 7 938 | 1 423,58 | 9 361,50 | 102,50 | 9 464,00 | 26,8% | |
60 394 | 8 103 | 1 258,21 | 9 361,50 | 90,59 | 9 452,09 | 26,8% | |
52 291 | 8 272 | 1 089,39 | 9 361,50 | 274,53 | 9 636,03 | 31,3% | |
44 019 | 8 444 | 917,05 | 9 361,50 | 231,10 | 9 592,60 | 31,3% | |
35 574 | 8 620 | 741,13 | 9 361,50 | 142,30 | 9 503,80 | 29,8% | |
26 954 | 8 800 | 561,54 | 9 361,50 | 107,81 | 9 469,31 | 29,8% | |
18 154 | 8 983 | 378,20 | 9 361,50 | 110,44 | 9 471,94 | 32,3% | |
9 170 | 9 170 | 191,05 | 9 361,50 | 84,83 | 9 446,33 | 36,1% | |
98 496 | 13 841,73 | 112 338 | 1 886,83 | 114 204,86 |
|
|
(. 2.3)
2.3
, .
1 | 2 | |
98 496 | 98 496 | |
15 110,29 | 15 728,56 | |
³ | 3 939,85 | 3 939,85 |
1 181,79 | 1 187,97 | |
20 865,11 | 21 489,56 |
2. .
. . , .
(. 2.4).
2.4
, . | 123 120,90 | 1 | 10.01.2002 | 73 872,54 |
, % | 23% | 2 | 15.01.2002 | 49 248,36 |
(0,1%), . | 123,12 |
1 2 . 2.5 2.6.
2.5
( 1), .
2.5
̳ | , % | ||||
123 120,90 | 10 260,07 | 2359,81 | 12619,88 | 23% | |
112860,83 | 10 260,07 | 2163,16 | 12423,23 | 23% | |
102600,76 | 10 260,07 | 1966,51 | 12226,58 | 23% | |
92340,69 | 10 260,07 | 2039,19 | 12299,26 | 26,5% | |
82080,62 | 10 260,07 | 1812,61 | 12072,68 | 26,5% | |
71820,55 | 10 260,07 | 1586,03 | 11846,10 | 26,5% | |
61560,48 | 10 260,07 | 1359,46 | 11619,53 | 26,5% | |
51300,41 | 10 260,07 | 1376,56 | 11636,63 | 32,2% | |
41040,34 | 10 260,07 | 1101,24 | 11361,31 | 32,2% | |
30780,27 | 10 260,07 | 825,93 | 11086,00 | 32,2% | |
20520,2 | 10 260,07 | 550,62 | 10810,69 | 32,2% | |
10260,13 | 10 260,07 | 311,22 | 10571,29 | 36,4% | |
123 120,90 | 17452,34 | 140573,18 |
2.6
( 2), .
, , 73 872,54 . 21 , 49 248,36. 16 .
|
|
, (. 2.7)
2.7
, . .
1 | 2 | |
123 120,90 | 123 120,90 | |
17452,34 | ||
175,88 | 175,88 | |
³ | 4 924,83 | 4 924,83 |
615,60 | 615,60 | |
1 462,89 | ||
24 631,54 |
()
:
- ,
- LIBOR.
(. 2.8).
2.8
. | . | |
, . | 123 120,90 | 23 451,60 |
, % | 11,6 % | |
(0,1%), . | 175,88 |
. 2.9.
2.9
,..
̳ | *, % | ||||
23 452 | 1 954 | 226,70 | 2 181,00 | 11,6% | |
21 497 | 1 954 | 212,29 | 2 166,59 | 11,9% | |
19 543 | 1 954 | 199,01 | 2 153,31 | 12,2% | |
17 589 | 1 954 | 203,74 | 2 158,04 | 13,9% | |
15 634 | 1 954 | 182,92 | 2 137,22 | 14,0% | |
13 680 | 1 954 | 161,88 | 2 116,18 | 14,2% | |
11 726 | 1 954 | 136,02 | 2 090,32 | 13,9% | |
9 772 | 1 954 | 111,48 | 2 065,78 | 13,7% | |
7 817 | 1 954 | 92,44 | 2 046,74 | 14,2% | |
5 863 | 1 954 | 72,50 | 2 026,80 | 14,8% | |
3 909 | 1 954 | 47,55 | 2 001,85 | 14,6% | |
1 954 | 1 954 | 25,19 | 1 979,49 | 15,5% | |
23 452 | 1 671,72 | 25 123,32 |
, (. 2.10).
2.10
. | . | |
23 451,60 | 123 120,90 | |
1 671,72 | 8 776,53 | |
33,50 | 175,88 | |
1 172,58 | 6 156,04 | |
³ | 938,06 | 4 924,83 |
117,25 | 615,60 | |
* | 273,84 | 1 437,66 |
4 206,95 | 22 086,48 |
*
.
, 5 (. 2.11).
(20 ), . 15 , 26 , 10 .
2.11
,.. | ,. | ,.. | , | |
1 | 56 284 | 20.08.2002 | 15.08.2002 | |
2 | 14 071 | 31.10.2002 | 26.10.2002 | |
3 | 28 142 | 15.12.2002 | 10.12.2002 | |
26,0% | ||||
|
|
(. 2.12-2.14), (. 2.15).
2.12
( 1), .
2.13
( 2), .
2.14
( 3), .
2.15
, (. 2.16).
2.16
, .
³ | ||
. (. 2.17)
2.17
,.
1 | 2 | 1 | 2 | |||
³ |
.
:
.
:
, (. 2.18)
2.18
,..