, . , , , . , :
FV = PV*(1+ r1)n *(1+ r2)n *(1+ rk )n = (1‑26)
r k ;
nk , .
1‑19
250000 5 . :
10% 1- ,
2- 1,5%,
1%.
,
FV = PV *(1 + r 1) n 1 * (1 + r 2) n 2 * * (1 + rk) nk =
=250000 * (1 + 0,1) * (1 + 0,115) * (1 + 0,125)3 = 436581.3
, , , 436581.3 , 250000 , 186581.3 .
, ,
ð :
n = [ln (FV / PV)] / [ln (1 + r)] =
= [ln (FV / PV) ] / [ln(1 + r / m)* m ] (1‑27)
ð :
(1‑28)
1‑20
, 1 . . 1 ., 16,79% .
n = ln (FV / PV) ] / [ln(1 + r / m)* m ]
= (ln(1000000/1000)/(ln(1+r/4)*4) = 42.2
1‑21
10000 . 2 . 12000.
.
.
=
= 9.32%
1‑22
120 1200 , 1150 . .
, " ", " ":
r = [(FV - PV) /(PV * t)] * T =
= [(1200 - 1150) /(1150 * 120)] * 360 = 0,13
, 13% , , .. 2% 8%.