³
= 36,7%,.
䳿
= . 3,6%,
= (- )15%, .
䳿
= + . + ,.
=- ,.
=(
- 100 ,
,/100
=0,01 s L(1+0,01∑K) + z. Z , ,
z
∑ K - ,(10-30%)
s , /100( ).
Z
˳ :
s=Hs+ Hw. G,/100
s , 100
Hw , /100
G- ,
=0,01( s L + Hw. ). (1+0,01∑K),
Hw ,/100
s- ,
∑ K - , (10-30%)
= ,.
1 .
. , . 10% .
= 10%, .
10%
= 
L ;
n
1
1,07
1000 . . .
= 
,.
- 1000 , .
, .
