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1. , , .
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V = pV / n
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I = pV * rate
, :
( ) | ||||
1000,00 | 16,67 | 83,33 | 100,00 | |
916,67 | 15,28 | 83,33 | 98,61 | |
833,34 | 13,89 | 83,33 | 97,22 | |
750,01 | 12,50 | 83,33 | 95,83 | |
666,68 | 11,11 | 83,33 | 94,44 | |
583,35 | 9,72 | 83,33 | 93,05 | |
500,02 | 8,33 | 83,33 | 91,66 | |
416,69 | 6,94 | 83,33 | 90,27 | |
333,36 | 5,56 | 83,33 | 88,89 | |
250,03 | 4,17 | 83,33 | 8 7,50 | |
166,70 | 2,78 | 83,33 | 86,11 | |
83,37 | 1,39 | 83,33 | 84,76 | |
: | 108,34 | 1000,00 | 1108,34 |
( )
, 20 % , 108,34 , 10,8 %.
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Pmt = pV * rate / [ 1 - (1 / (1 + rate))n ]
pV -
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rate - , 1/12
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( ) | ||||
1000,00 | 16,67 | 75,97 | 92,63 | |
924,03 | 15,40 | 77,23 | 92,63 | |
846,80 | 14,11 | 78,52 | 92,63 | |
768,28 | 12,80 | 79,83 | 92,63 | |
688,45 | 11,47 | 81,16 | 92,63 | |
604,29 | 10,12 | 82,51 | 92,63 | |
524,77 | 8,75 | 83,89 | 92,63 | |
440,89 | 7,35 | 85,29 | 92,63 | |
355,60 | 5,93 | 86,71 | 92,63 | |
268,89 | 4,48 | 88,15 | 92,63 | |
180,74 | 3,01 | 89,62 | 92,63 | |
91,12 | 1,52 | 91,12 | 92,63 | |
: | 111,61 | 1000,00 | 1111, |
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, 20 % , 111,61 , 11,1 %.
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i = pV * rate
pV -
n
- 20 %
rate - , 1/12
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( ) | ||||
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 0,00 | 16,67 | |
1000,00 | 16,67 | 1000,00 | 1016,67 | |
: | 200,00 | 1000,00 | 1200,00 |
, 20 % , 200,00 , 20 %.
|
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, , 91,66 .