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Answer the following questions. 1. What does First-e offer its clients?




1. What does First-e offer its clients?

2. What are the main advantages and disadvantages of internet banking?

3. How can you open a bank account?

4. What should you do to transfer your funds?

5. Does first-e allow you to manage your finances?

Grammar

Sequence of Tenses

( ?), / .

, , Past Simple Past Continuous They understood there weremultiple opportunities for acquisitions. , .
, , Past Perfect Data on sales of new homes showed fewer houses had been sold than expected last month. , , .
, , Future in the Past ( , : would + verb) They believed that China and India would account for 60 per cent of the expected sales. , 60% .

 

Note: , :

1. :

knew that GDP stand for Gross Domestic Product.

, .

2. , :

remembered that the strike broke out on September 28.

, 28 .

3. :

She knew that the conference will start on July 12. (If July 12 is yet to come.)

, 12 . ( 12 .)

 

Translate sentences from Russian into English paying attention to sequence of tenses.

1. , .

2. , 10% .

3. , .

4. , .

5. , .

6. , .

7. , .

8. , .

9. , .

10. , .

 

Role-play

 

FINANCING A LOAN

Situation

Youd like to purchase a car but do not have entire amount of money needed. You intend to borrow some money. Luckily your friend works in the commercial bank.

What you must decide

Determine the best way to finance a loan

Work in pairs (Student A and Student B)

Student A

You want to buy a car, but only have enough money to buy an old one. Nevertheless you dont want to give up the idea completely, and think that you would rather make use of your banks credit facilities. A loan can be obtained from a commercial bank. You know that you may be financing a loan during the next several years. But youve never borrowed before and as a newcomer in this sphere you dont have any idea how to start this process.

Make use of the helpful phrases:

From what Ive heard .

Wouldnt it be a good idea to .

The difficulty is .

There is a relatively simple way of doing that .

Dont you think it would be better to .

I dont know what to begin with .

There is a little chance of .

I know its risky but I all optimistic about .

The thing that worries me most is .

Student B

Youve been a true friend of A. since college. As a bank officer you are well informed about all aspects concerning a banks credit facilities. You want to help a give A. some practical advice how to discuss a loan, to raise a loan and to pay off a loan. You insist on an understanding of three basic steps to negotiate a loan: you should compare loan sources, compute interest, determine repayment time.

Make use of the helpful phrases:

I see no reason why .

In the circumstances the only chances seems to be .

The thinking behind my proposal is .

I consider it absolutely essential .

I want to explain exactly why Im proposing to .

I understand you may feel hesitant about but I can assure you that .

While I realize you must have some doubts about .

Itll cause no problem.

Theres only way of dealing with the problem.


 





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