, (, ).
:
, (1.1)
FV ;
PV , , .;
, .;
N .
: $1000. ֳ 10% . 1 ?
: 1.1 :
FV = $1000 (1 + 0,1 1) = $1100.
, :
, (1.2)
d ;
K .
360 . . ³, K = 360 , .
, = 360 , . , , , = 365 , .
, () , .
, , , , .
, , , .
, , , :
, (1.3)
FV ;
PV , , .;
R ;
N .
: $1000. , 10 , 10% ?
: 1.3
FV = $1000 (1+0,1)10 = $1000 2,594 = $2594.
10% $1000, 10% .
, . (1+R)N . , , .
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3 (FVIF) Future Value Interest Factor, .
, (1.4)
FVIF , ( 3).
: FV $1000 3 , 10% .
: 1 1,33. ϳ 1.4 FV = $1000 1,33 = $1333.
, , , . , , . m , :
, (1.5)
: $1000, 12% 2 .
: 1.5 :
FV = $1000 (1+0,12/12)12*2 = $1000 * (1,01)24 = $1269,7.